Happy New Year!

Wishing you a safe and fantastic New Year!  

Homeowners and Appraisers More Aligned Than Ever

Homeowners and Appraisers More Aligned Than Ever Homeowners and appraisers perspectives of home values are almost in sync, according to Quicken Loans' National Home Price Perception Index (HPPI) released Tuesday. However homeowners, on average, have a higher opinion of their home values than appraisers do. Although the HPPI reports the average appraised values are merely …

Current market rates

~ take a look at these ~ Current market rates The average 30-year fixed rate mortgage (FRM) rate for the week ending December 14, 2017 increased slightly to 3.84%. The 15-year FRM rate remained level at 3.15%. With the slow decline of the past year now reversing, rates will slowly rise going forward. The financial markets going into 2017 saw a …

Can you afford a home in America’s 25 largest cities?

Can you afford a home in America's 25 largest cities? Do You Work Enough to Afford a Home in America's 25 Largest Cities? If you’re in the market for a home, the big question on your mind is likely, “How much house can I afford?” Most affordability calculators will show you what’s within your price …

Tax plan threatens California’s affordable housing package

Tax plan threatens California’s affordable housing package As the final details of the 2018 tax changes slowly emerge from the rush of activity, one seldom talked about piece of the deal exists that endangers California’s pipeline for affordable housing. Earlier in 2017, California’s legislature approved a bond measure to allocate $4 billion to several programs …

Perceived Barriers Keep Many From Owning a Home

Perceived Barriers Keep Many From Owning a Home The U.S. housing market might be experiencing its best year in a decade in 2017 but misconceptions about mortgage and the home buying process were holding back many potential home buyers according to a recent blog published by Freddie Mac. According to the blog, that cited the …

Merry Christmas!!

Merry Christmas Eve

May Santa bring all you wished for and your home be filled with the warmth from your loved ones.  

In Housing, a Good Deal Is Hard to Find

In Housing, a Good Deal Is Hard to Find With really good home deals increasingly hard to find in the current market, a new report suggests it’s become virtually a toss-up as to whether buying or renting would create greater wealth in many parts of the country. The Beracha, Hardin & Johnson Buy vs. Rent (BH&J) …

What Homebuyers Want

What Homebuyers Want Despite current market challenges, there are some housing attributes a borrower just isn’t willing to give up. In the latest ValueInsured Modern Homebuyer Survey conducted in the last week of October 2017, the survey asked potential homebuyers what they are least willing to give up in a new home. The first attribute is …