35 Cities Where You Can Afford to Live Off Less Than $50,000

afford a house

~ In case you are getting dragged down by the day to day of California life, commute, taxes, etc. Yes I love our easy access to mountains, beaches, deserts, and entertainment, but maybe you are ready to make a change where your money can go farther so to speak. Here are a couple of ideas … Continue reading 35 Cities Where You Can Afford to Live Off Less Than $50,000

How to Build Your Savings — blog.firstffcu.com

Many Americans have little to nothing at all saved up. In the event of any emergency, most people just don’t have any resources to weather the blow. It can be difficult to understand how to build up your savings, but the key is to start little by little. Nothing is impossible once you get started. […]How … Continue reading How to Build Your Savings — blog.firstffcu.com

Real Estate for Retirement

Why One Fearless Couple Is Banking Their Retirement on Real Estate Let me make something clear: I don’t expect to retire the conventional way. Why? Because the retirement of our parents and grandparents continues to be something millennials are putting in their rearview mirrors. We recognize that if we don’t take charge of our financial … Continue reading Real Estate for Retirement

Mortgage Rates Fall Dramatically — What This Means for Homebuyers

Rates rise and fall, don't miss out when they fall! Mortgage Rates Fall Dramatically — What This Means for Homebuyers © Mikolette / Getty Images/iStockphoto couple admiring their new house with mortgage rates dropping The average interest rate for a 30-year fixed mortgage dropped to 4.34 percent from 4.40 percent on March 21, 2019. This … Continue reading Mortgage Rates Fall Dramatically — What This Means for Homebuyers

For millennials, this is the greatest hurdle to homeownership

For millennials, this is the greatest hurdle to homeownership As far as Tatiana Skomski is concerned, the American dream is alive and well — although just beyond reach. Skomski, 24, lives with her boyfriend, K.J., and their dog, Lola, in Portland, Ore. They picture getting married, buying a house and starting a family. "It's a … Continue reading For millennials, this is the greatest hurdle to homeownership

How Much You Need To Earn To Buy A Home In America Today

How Much You Need To Earn To Buy A Home In America Today ~ Getting into the market to buy your first home? Or looking to move up? Don't be discouraged. Yes, housing prices have gone up, but so have wages so chances are that you are in a better position than you think you … Continue reading How Much You Need To Earn To Buy A Home In America Today

Don’t Get Scared as Rates Rise Slightly

Mortgage rates throttle higher, but relief lies ahead So far this year, the 30-year fixed is still averaging 4.42%, down from 4.54% in 2018 Rates for home loans rose slightly, squelching borrower enthusiasm even as the long-term outlook for rates remained upbeat for buyers. The 30-year fixed-rate mortgage averaged 4.41% in the March 7 week, … Continue reading Don’t Get Scared as Rates Rise Slightly

Fannie and Freddie what the Future holds

As Fannie-Freddie reform gets underway, here are the three big questions for the housing market. It's been over a decade in the making, but an overhaul of Fannie and Freddie Mac is finally in the cards. The acting head of Fannie’s and Freddie’s regulator, the Federal Housing Finance Agency, told employees that he was working … Continue reading Fannie and Freddie what the Future holds

Don’t let these tax breaks pass you by

Many older homeowners are missing out on this big tax break If you’re an older homeowner in need of more cash, many states offer a little-known way to slash your property tax bill.  In about two dozen states, older homeowners can legally defer their property tax bills, Money magazine reports. These programs allow you to … Continue reading Don’t let these tax breaks pass you by