Attention: Fed’s 1st Rate Cut in 10 Years!

Fed's first rate cut in more than 10 years: What it could mean for your finances What does this mean for you? Check out the article here

7 tips to ace your home’s final walk-through

Buying a home can feel a little like running a marathon. You have to stay focused throughout the whole journey, from the mortgage application and home search process to making an offer and getting a home inspection. One important final step before the closing is the final walk-through. No matter what, you should never skip … Continue reading 7 tips to ace your home’s final walk-through

An FHA Loan Can Get You a Home

So-So or No Credit? No Cash? An FHA Loan Can Get You a Home If you've never owned a home before, FHA loans offer a great way to break into the housing market. They're federally insured mortgages with easier requirements than conventional home loans. "The secret sauce, the magic ingredient, behind the FHA program is … Continue reading An FHA Loan Can Get You a Home

How Rich You’d Be If You Bought a Home in These Cities 20 Years Ago

Don't shoot the messenger! Buying a house is still a relatively safe investment. Even if you don’t make a killing on a property when you sell it, you’ve at least made it a home for a number of years — and you likely won’t lose money from the sale. Some real estate investments, however, have … Continue reading How Rich You’d Be If You Bought a Home in These Cities 20 Years Ago

Bill would offer $5,000 tax credit for some first-time home buyers

Law would focus on less-than-affluent buyers in poorer communities A bill aimed at attacking California’s affordable housing issues would offer a $5,000 tax break to first-time homebuyers who purchase a home in a distressed community. Assembly Bill 1590, introduced in February by Assemblywoman Blanca Rubio, D-Baldwin Park, focuses on low- and moderate-income households that are … Continue reading Bill would offer $5,000 tax credit for some first-time home buyers

Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com

“Regrets, I’ve had a few. But then again, too few to mention.” – Frank Sinatra If you’re the kind of person who prefers to play it safe, there’s a good chance that, like Ol’ Blue Eyes, your list of regrets is mercifully short. But if you’re the adventurous type who’s more likely to yell “YOLO!” […]Credit … Continue reading Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com

Interest Rates are Low, for how long?

Are Low Interest Rates Here to Stay? Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last week! This is great news for anyone who is planning … Continue reading Interest Rates are Low, for how long?

35 Cities Where You Can Afford to Live Off Less Than $50,000

afford a house

~ In case you are getting dragged down by the day to day of California life, commute, taxes, etc. Yes I love our easy access to mountains, beaches, deserts, and entertainment, but maybe you are ready to make a change where your money can go farther so to speak. Here are a couple of ideas … Continue reading 35 Cities Where You Can Afford to Live Off Less Than $50,000