Plans for The Colorado River

~ this is good information as you may or may not know, but The Colorado River supplies CA with water as well as Nevada, Colorado, New Mexico, Utah and Wyoming as well as Mexico ~ Things to know: The plan to save the ailing Colorado River © The Associated Press FILE - In this May … Continue reading Plans for The Colorado River

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Millennials prioritize owning a home over getting married or having kids

Millennials prioritize owning a home over getting married or having kids I spend more time than I would like to admit looking at real estate listings online. I recently found a nice townhouse in my neighborhood that costs 25 times my annual salary, which is honestly a better deal than most other places in the … Continue reading Millennials prioritize owning a home over getting married or having kids

Ready for the Rate Hikes?

Mortgages fast approaching 5 percent, a fresh blow to housing market Mortgage rates hit their highest level in more than seven years this week at nearly 5%, a level that could deter many home buyers and represents another setback for the slumping housing market. The average rate for a 30-year fixed-rate mortgage rose to 4.9%—the … Continue reading Ready for the Rate Hikes?

Once you hit this credit score, going higher is a ‘waste of time,’ expert says

~ interesting perspective ~ Once you hit this credit score, going higher is a 'waste of time,' expert says A 56-year-old government employee from Cleveland named Tom Pavelka had the "highest credit score in America" in 2012, the Daily Mail reported at the time. His near-perfect 848 ranked "higher than 100 percent of U.S. consumers," … Continue reading Once you hit this credit score, going higher is a ‘waste of time,’ expert says

Thinking of Retiring in a RV on the Open Road?

~ not trying to discourage you from your retirement plans, just hoping to give you a fuller picture! ~   18 Reasons You Really Don't Want to Buy an RV ROAD WARRIORS, BEWARE For some, the American dream is to own a big house with a picket fence. For others, it's a house on wheels … Continue reading Thinking of Retiring in a RV on the Open Road?

Interest Rates have been Historically low, still waiting to buy?

Mortgage Interest Rates are Still Going Up… Should You Wait to Buy?   Mortgage interest rates, as reported by Freddie Mac, have increased by close to a quarter of a percent over the last several weeks. Freddie Mac, Fannie Mae, the Mortgage Bankers Association, and the National Association of Realtors are all calling for mortgage rates to rise another quarter of a percent by … Continue reading Interest Rates have been Historically low, still waiting to buy?

Owning a home is cheaper than renting your home

Buying a Home is Cheaper than Renting in 38 States! [INFOGRAPHIC] Some Highlights: According to a study by GOBankingRates, it is cheaper to buy a home than rent in 38 states across the country. In six states the difference between buying & renting would account for less than a $50 monthly difference, leaving the choice … Continue reading Owning a home is cheaper than renting your home

Wait or Buy Now? – Infographic

~ thank you KCM as always for the insightful information! ~ Some Highlights: The cost of waiting to buy is defined as the additional funds it would take to buy a home if prices & interest rates were to increase over a period of time. Freddie Mac predicts interest rates to rise to 5.2% by … Continue reading Wait or Buy Now? – Infographic

5% Interest Rates

U.S. housing market faces '5-percent' test NEW YORK (Reuters) - The U.S. housing market, already struggling with tight inventory and rising building costs, faces a fresh headwind as 30-year mortgage rates rise close to the 5 percent threshold for the first time in years. Even as home prices have climbed steadily thanks largely to a … Continue reading 5% Interest Rates