Which home updates tend to make back their money?

From Investopedia 10/28/14 Do you want to revitalize your kitchen and bathroom this year? If you’re planning to sell your home, these rooms will be major points of interest and need to shine. Without spending a fortune on remodels, why not invest in some key areas of each room to increase resale value?Popular Kitchen Improvements … Continue reading Which home updates tend to make back their money?

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Which monthly bills affect your credit score? Most people don’t know

From Credit.com 10/28/14 Thinkstock Here's the truth about your credit score: There are more things that can hurt it than help it, and there's some confusion about how that works. A recent survey from TransUnion asked consumers about a few common bills and whether or not they're regularly reported to the major credit reporting agencies. … Continue reading Which monthly bills affect your credit score? Most people don’t know

PMI cost is no longer necessary

From Credit.com 10/27/14 For those who’ve gotten a mortgage in the past few years with little equity, most are all too familiar with private mortgage insurance, the added premium built into the mortgage payment insuring the lender against payment default. Measured over time, it can cost you thousands, so it’s worth a closer look — … Continue reading PMI cost is no longer necessary

Credits for first-time home buyers

From Yahoo.homes 10/24/14 Thinking of buying your first home? You'll need to save for the down payment and closing costs. But there are a number of federal and state grants, tax credits or other options designed to make it easier for first-time buyers to afford their first home. In fact, even if you've owned a … Continue reading Credits for first-time home buyers

8 ways to pay off your mortgage years earlier

By US News 10/24/14 Adding about $100 to your monthly payment can shave thousands of dollars, and several years, off of your mortg … The mortgage burning party may have gone the way of the rotary phone, but that doesn’t mean Americans don’t own their homes free and clear anymore. In fact, about 34 percent of … Continue reading 8 ways to pay off your mortgage years earlier

Where We Came From and Where We Went, State by State

Click on the link below and take a look and see where people are moving to and from in the US. Where We Came From and Where We Went, State by State The interactive map is from NYTimes.com 8/19/14

Save thousands on your mortgage by taking this tiny step

From MainSt 10/21/14 Photo: Thinkstock Homeowners can save thousands of dollars when they work with counselor to get their mortgages modified and decrease their odds of defaulting again. A new study for NeighborWorks America by the Urban Institute determined that homeowners were able to avoid spending millions of dollars annually because of the National Foreclosure … Continue reading Save thousands on your mortgage by taking this tiny step

Don’t be one of these Risky Home Insurance Customers

5 risky home insurance customers: Are you one? From Zillow 10/22/14 Photo: Thinkstock Do your hands tremble every month when you pay your home insurance premium? Do you spend the next 20 minutes complaining to your significant other about the cost? Or, worse, have you ever been denied homeowners coverage all together? If so, you … Continue reading Don’t be one of these Risky Home Insurance Customers

Is It Finally Time to Buy a House?

Is It Finally Time to Buy a House?.

Rent or Buy

Check out this tool from NYTimes.com It can calculate for you whether it is better to rent or buy using cost, mortgage details, how long you plan on staying in home, taxes, closing costs and more. Make the most informed decision for you and your family. Click on link below Is It Better to Rent … Continue reading Rent or Buy