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Federally backed loans: Is the FHA a lender of last resort? From Main Street 11/25/14 The government wants Americans to buy a home. That's why the Federal Housing Administration offers programs to help people get their foot into the door of the housing market. But is anFHA loan right for you? What are the requirements to … Continue reading FHA last resort?
Don't settle for the status quo when it comes to your mortgage. Being proactive during the lending process could save you money. From Yahoo Homes 11/21/14 Easy ways to save on your mortgage No one ever said buying a home - and keeping up with monthly mortgage payments - was easy. And with mortgage rates … Continue reading Four easy ways to save on your mortgage
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Big homes can complicate retirement The pricier the house, the bigger the financial drain From The Wall Street Journal 11/24/14 Once you’ve paid for your house, how much will it cost you? This is a crucial issue for anyone looking ahead to retirement. The more expensive your home, the more of a drain it’ll likely … Continue reading Don’t Let Bigger Homes Drag Down your Retirement
You can still find "No Money Down" mortgages, but are they worth the risk? From MainSt 11/25/14 No money down mortgages? Do those still exist? In the wake of the financial crisis of 2008 and the collapse of the housing bubble, a lot of people think that the no money down mortgage has gone the … Continue reading $0 Money Down Mortgages
Why buying a home is getting easier A new Federal Reserve study finds that it’s actually getting easier to qualify for a mortgage. From Yahoo Homes 11/17/14 It’s getting easier to buy a home If you’ve gotten turned down for a mortgage in the past few years, now might be a good time to re-apply. … Continue reading Buying a home is getting easier
From The Fiscal Times 11/7/14 This Could Be Your Last Shot to Refinance a Mortgage After the Fed’s announcement Wednesday that it would end its historic $3 trillion bond-buying program, mortgage rates predictably began to rise. The good news is that they were rising from the lowest rates of the year, after tumbling through most … Continue reading This could be your last shot to refinance a mortgage
From Credit.com 11/12/14 When you apply for a mortgage, there are a few no-brainer items almost every borrower knows the lender will look at: your credit scores, your income and your debts.You can check your credit scores and debt situation before you approach a lender by pulling your free annual credit reports (which you can do … Continue reading You make boatloads of cash & still can’t get a mortgage?!
From Yahoo Homes 11/12/14 ~ I like the way they displayed the graphics helps you visualize their point ~ . In Cleveland, pictured, the price of an average four-bedroom, two-bath home is so low that you could buy 30 of them for the price of one in Silicon Valley's Los Altos. Flickr photo by Tom … Continue reading Cheapest cities for family homes
~ Great Advice for any purchase you are considering especially one as large as a home purchase ~ From Credit.com 10/31/14 If you think your pricey Halloween costume is going to set you back, just wait until you see how many costs come with buying a home. Buying a property is likely the largest financial decision you … Continue reading How buying a home can come back to haunt you
