Realtor with over 10 years experience. "I work hard for myself and even harder for my clients."
So-So or No Credit? No Cash? An FHA Loan Can Get You a Home If you've never owned a home before, FHA loans offer a great way to break into the housing market. They're federally insured mortgages with easier requirements than conventional home loans. "The secret sauce, the magic ingredient, behind the FHA program is … Continue reading An FHA Loan Can Get You a Home
Are Low Interest Rates Here to Stay? Interest rates for a 30-year fixed rate mortgage have been on the decline since November, now reaching lows last seen in January 2018. According to Freddie Mac’s latest Primary Mortgage Market Survey, rates came in at 4.12% last week! This is great news for anyone who is planning … Continue reading Interest Rates are Low, for how long?
Are you making this mistake? Parenting has no specific end date. Sure, technically, you're no longer legal responsibility to support your children after they turn 18, but in general, people don't cut their kids off financially when that birthday rolls around. So some parents help pay for college. Others let their kids live with them for … Continue reading Common blunder could delay half of US retirements
Rates rise and fall, don't miss out when they fall! Mortgage Rates Fall Dramatically — What This Means for Homebuyers © Mikolette / Getty Images/iStockphoto couple admiring their new house with mortgage rates dropping The average interest rate for a 30-year fixed mortgage dropped to 4.34 percent from 4.40 percent on March 21, 2019. This … Continue reading Mortgage Rates Fall Dramatically — What This Means for Homebuyers
For millennials, this is the greatest hurdle to homeownership As far as Tatiana Skomski is concerned, the American dream is alive and well — although just beyond reach. Skomski, 24, lives with her boyfriend, K.J., and their dog, Lola, in Portland, Ore. They picture getting married, buying a house and starting a family. "It's a … Continue reading For millennials, this is the greatest hurdle to homeownership
How Much You Need To Earn To Buy A Home In America Today ~ Getting into the market to buy your first home? Or looking to move up? Don't be discouraged. Yes, housing prices have gone up, but so have wages so chances are that you are in a better position than you think you … Continue reading How Much You Need To Earn To Buy A Home In America Today
Mortgage rates throttle higher, but relief lies ahead So far this year, the 30-year fixed is still averaging 4.42%, down from 4.54% in 2018 Rates for home loans rose slightly, squelching borrower enthusiasm even as the long-term outlook for rates remained upbeat for buyers. The 30-year fixed-rate mortgage averaged 4.41% in the March 7 week, … Continue reading Don’t Get Scared as Rates Rise Slightly
Tired of heavy traffic and high gas prices? Move here Even if you live in the most beautiful place in the world, heavy traffic and high gas prices can ruin the experience. One of the downsides of cities with attractive features is that they inevitably draw a crowd. On top of that, some of the … Continue reading Tired of heavy traffic and high gas prices? Move here
As Fannie-Freddie reform gets underway, here are the three big questions for the housing market. It's been over a decade in the making, but an overhaul of Fannie and Freddie Mac is finally in the cards. The acting head of Fannie’s and Freddie’s regulator, the Federal Housing Finance Agency, told employees that he was working … Continue reading Fannie and Freddie what the Future holds
Experts are throwing cold water on a 'housing collapse' There's no doubt that housing in the US has come under significant pressure over the past year. A lethal combination of rising interest rates and home prices - at a late phase in the economic cycle - has given way to weak mortgage-lending, climbing inventory, and … Continue reading Housing Collapse? Not Likely
