If you can't answer these 3 questions, your retirement is in trouble Nowadays, the chance of having a pension from an employer are pretty small. And while seniors can expect to get Social Security benefits, those checks aren't nearly enough to live on without being supplemented by personal income. It's entirely up to you to save enough for … Continue reading How is your Retirement Looking?
Millennials prioritize owning a home over getting married or having kids I spend more time than I would like to admit looking at real estate listings online. I recently found a nice townhouse in my neighborhood that costs 25 times my annual salary, which is honestly a better deal than most other places in the … Continue reading Millennials prioritize owning a home over getting married or having kids
Everyone makes home improvements for different reasons, but most of the time they’re either a necessity like a roof repair, something for personal enjoyment, or intended to increase a home’s market value. Whether you’re getting ready to move or just sprucing things up, it’s wise to be mindful of how the improvements you’re making will […] … Continue reading The 3 Best Categories for Boosting Your Home’s Value Without Going Broke — blog.firstffcu.com
~ What do you think of where your state ranked? Look at CA, infrastructure is important!! ~ States ranked on infrastructure from best to worst In the Donald Trump era, the United States appears to be more politically divided than it has been in decades. Still, there are matters of public policy that most … Continue reading States that are falling apart
~ can't wait to try a couple of these out! ~ Stop Throwing Out Your Used Tea Bags (Image credit: Stephanie Russo) It feels so good to be able to do something with the things we'd normally discard. Coffee grounds as rose fertilizer and clementine peels saved for DIY candles come to mind, not to … Continue reading Use up those Used tea bags
Splish, Splash, Tips for a New Backsplash You’ve been watching HGTV again and you’ve been inspired to do something about that dated backsplash in your kitchen. It’s not exactly a small job, but certainly one an adventurous first time homeowner can do with just a few tools. Installing a backsplash is a pretty straightforward process, … Continue reading Tips for a New Backsplash
Daylight Saving Time Time for everyone's favorite time of year, where the days are longer and the nights are shorter! Barbecues, beaches, pool days abound! Remember to set your clocks tonight - even though it doesn't start until the wee hours in the morning 🙂
~what do you feel? Have rising rates discouraged you?~ Will Rising Mortgage Rates Ruin the Homebuying Season? Mortgage rates continued their upward climb this week, with 30 year fixed mortgages reaching their highest point since 2014 according to the Freddie Mac Primary Mortgage Market survey released on Thursday. The survey indicated that 30-year fixed mortgage … Continue reading Will Rising Mortgage Rates Ruin the Homebuying Season?
~ I don't agree to many of these, any you disagree or agree with? ~ Starter Homes, Golf and 23 Other Things Millennials Are Killing Off Every generation gets unfairly maligned. Take it from a Generation Xer (who’s not a slacker) with six baby boomer siblings (who were never hippies). But it’s hard to remember … Continue reading Starter Homes, Golf and 23 Other Things Millennials Are Killing Off
~ helpful advice to get your towards your goal, no matter how far off it is ~ How much millennials think they need to retire -- and how much they actually need Young people may be underestimating how much money they need to fund their futures. "As many as 34 percent of millennials believe they … Continue reading How much millennials think they need to retire