How to Build Your Savings — blog.firstffcu.com

Many Americans have little to nothing at all saved up. In the event of any emergency, most people just don’t have any resources to weather the blow. It can be difficult to understand how to build up your savings, but the key is to start little by little. Nothing is impossible once you get started. […]How … Continue reading How to Build Your Savings — blog.firstffcu.com

For millennials, this is the greatest hurdle to homeownership

For millennials, this is the greatest hurdle to homeownership As far as Tatiana Skomski is concerned, the American dream is alive and well — although just beyond reach. Skomski, 24, lives with her boyfriend, K.J., and their dog, Lola, in Portland, Ore. They picture getting married, buying a house and starting a family. "It's a … Continue reading For millennials, this is the greatest hurdle to homeownership

Homeownership IS Obtainable for all – Read How

I Bought a Brooklyn Apartment on a Librarian’s Salary © Steven Senne/AP Photo Brown University students Nicha Ratana-Apiromyakij, left, and Nick Melachrinos, walk past a card catalog, right, at the Providence Athenaeum, in Providence, R.I., Monday, July 15, 2013. With roots dating back to 1753, the private library is one of the oldest in the … Continue reading Homeownership IS Obtainable for all – Read How

6 Steps to Improve Your Financial Situation (in a Way That Actually Lasts!)

~what a great way to start the new year~ 6 Steps to Improve Your Financial Situation (in a Way That Actually Lasts!)  “Where did the money go?” My wife’s words lingered. I didn’t have an answer. Several months earlier we had received a very generous gift of $10,000 from a family member. Now it was gone. … Continue reading 6 Steps to Improve Your Financial Situation (in a Way That Actually Lasts!)

Where Should You Invest the Cash For Your Next Down Payment?

Low Down Payment

Where Should You Invest the Cash For Your Next Down Payment? by Scott Trench | BiggerPockets.com By Scott Trench updated September 10, 2017 Investor Financing & Creative REI It’s a common question from folks saving up to buy their first (or next) rental property, house-hack, or primary residence: Should I keep my money safe in … Continue reading Where Should You Invest the Cash For Your Next Down Payment?

How to survive when life gets pricey

~ Hope some of these tips help you ~ How to survive when life gets pricey  Multiple kids in preschool, a new house with rooms to fill, friends all getting married or turning 50—there are whole life stages when your expenses feel insurmountable. Don’t charge them. Instead, follow these money-stretching strategies so you can enjoy … Continue reading How to survive when life gets pricey

Saving for down payment biggest obstacle to homeownership

~ a little bit of a no-brainer. But saving and obtaining a down payment is not as big of a hurdle that many anticipate. There are lots of programs that can help ~ Saving for down payment biggest obstacle to homeownership Posted by Carrie B. Reyes | Jun 6, 2017 | Finance and Mortgages, Home … Continue reading Saving for down payment biggest obstacle to homeownership

How You May Be Overpaying Hundreds of Dollars on Your Mortgage

  How You May Be Overpaying Hundreds of Dollars on Your Mortgage You can get rid of your PMI sooner than your lender will do it automatically. If you put less than 20% down when you bought your house and used a conventional mortgage, you probably pay private mortgage insurance, or PMI, on the loan. … Continue reading How You May Be Overpaying Hundreds of Dollars on Your Mortgage