An FHA Loan Can Get You a Home

So-So or No Credit? No Cash? An FHA Loan Can Get You a Home If you've never owned a home before, FHA loans offer a great way to break into the housing market. They're federally insured mortgages with easier requirements than conventional home loans. "The secret sauce, the magic ingredient, behind the FHA program is … Continue reading An FHA Loan Can Get You a Home

State economies most and least impacted by immigration

~ interesting find I came across while reading this morning, enjoy ~ he heated debate in the United States over immigration often raises questions about the economic value—or cost—of the nation's immigrants. Some policymakers blame foreign-born workers for taking coveted jobs and slowing wage growth. Others argue that immigrants in the workforce fuel innovation; bring … Continue reading State economies most and least impacted by immigration

9 Ways to Boost Your Home’s Curb Appeal for Less

Than $50 These products will instantly improve your home's curb appeal without breaking the bank. The old adage “don’t judge a book by its cover” doesn’t apply to real estate. In fact, any good real estate agent will tell you that the exterior of your home greatly impacts its resale value. Of course, a cleaned-up … Continue reading 9 Ways to Boost Your Home’s Curb Appeal for Less

Bill would offer $5,000 tax credit for some first-time home buyers

Law would focus on less-than-affluent buyers in poorer communities A bill aimed at attacking California’s affordable housing issues would offer a $5,000 tax break to first-time homebuyers who purchase a home in a distressed community. Assembly Bill 1590, introduced in February by Assemblywoman Blanca Rubio, D-Baldwin Park, focuses on low- and moderate-income households that are … Continue reading Bill would offer $5,000 tax credit for some first-time home buyers

Here’s where a lot of Americans are moving

Where do you think it is? Americans are continuing their long-term trend of moving south and west. The US Census Bureau recently released its estimates for how the populations of the United States' 3,142 counties and county equivalents changed in the year between July 1, 2017 and July 1, 2018. In addition to the overall … Continue reading Here’s where a lot of Americans are moving

Don’t buy a home until you’ve done these 6 things

VERY, VERY, VERY Important tip, from CNBC! Buying a home may be the biggest purchase of your life, and it's not one you want to rush. Before getting serious about a property, there are certain key things to make sure you've done. Here are six of them, according to real estate experts. 1. Figure out … Continue reading Don’t buy a home until you’ve done these 6 things

Zombie-proof homes built like a fortress

Ultra-safe hideouts to survive the apocalypse Since Dawn of the Dead hit film screens, zombies have captivated and terrified us in equal measure and made us wonder, should the worst happen, could our homes really stand up to a ghoulish invasion? If you don't have a strategy in place for an impending apocalypse, fear not, … Continue reading Zombie-proof homes built like a fortress

Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com

“Regrets, I’ve had a few. But then again, too few to mention.” – Frank Sinatra If you’re the kind of person who prefers to play it safe, there’s a good chance that, like Ol’ Blue Eyes, your list of regrets is mercifully short. But if you’re the adventurous type who’s more likely to yell “YOLO!” […]Credit … Continue reading Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com