10 Costly Home Repairs Your Insurance Might Not Cover

10 Costly Home Repairs Your Insurance Might Not Cover HOUSE RULES Homeownership is a goal for many, but the pride that comes with having your own place can be costly, especially when an unexpected problem rears its ugly head. Unfortunately, some home calamities can be extremely expensive to remedy, and many homeowners are surprised to … Continue reading 10 Costly Home Repairs Your Insurance Might Not Cover

3 Types of Insurance You Need to Buy a Home (and 4 You Don’t)

3 Types of Insurance You Need to Buy a Home (and 4 You Don't) By Craig Donofrio | Nov 21, 2016 erhui1979/iStock When you buy a home, you will be showered with offers to buy insurance—and not just one type, but many types. Such awesome deals! So which ones do you really need? There are a … Continue reading 3 Types of Insurance You Need to Buy a Home (and 4 You Don’t)

States who pay the least in Home Insurance

Here's who pays the least in home insurance -- and why From Investopedia.com 3/2/15 Homeowners in the U.S. face home insurance premiums that continue to inch upward. A December 2013 study conducted by the National Association of Insurance Commissioners (NAIC) says the average homeowners insurance premium rose by 7.6 % in 2011 after a 3.3% … Continue reading States who pay the least in Home Insurance

Homeowner’s Insurance

Merely discussing an insurance claim, without filing one, can raise homeowner's rates; so can previous owner's claims From MainSt 1/15/15 Most homeowners are unaware and surprised to learn that claims made by a previous owner can raise their insurance costs.Only 17% of Americans are aware that insurance companies can and actually do penalize homeowners for … Continue reading Homeowner’s Insurance

How can you boost the payout from a home insurance claim?

From Consumer Reports 11/6/14 Losing items in a home fire, burglary, or other catastrophe is traumatizing, not to mention costly. That’s why we suggest homeowners insurance replacement-cost coverage: It compensates you for the actual cost to replace your home’s contents—up to your policy limits—not for their depreciated value. But even with such coverage, you won’t be … Continue reading How can you boost the payout from a home insurance claim?

How to compare home insurance companies

From Yahoo Homes 9/26/14 Photo: Thinkstock Comparison shopping is widely considered one of the most effective ways to save money. And the tool relied on to whittle the price of new cars, furniture and services is an effective means to reduce the price of homeowners insurance, too.But comparing insurance companies is only effective if you know … Continue reading How to compare home insurance companies