Consolidate your Credit card debt? Yay or Nay?

5 Reasons Not to Consolidate Your Credit Card Debt Lyle Daly, The Motley Fool Motley FoolDecember 12, 2018 Debt consolidation isn’t always the best option. Check out these common reasons why you wouldn’t want to consolidate your credit card debt. GettyImages-932380504 More Image source:  Getty Images When you’re dealing with the stress of multiple expensive … Continue reading Consolidate your Credit card debt? Yay or Nay?

50 Mindless Ways You’re Burning Through Your Paycheck

~ Are you guilty? It's ok, I am here a couple places too! Here's to recognizing what I should do to better financially, hopefully the same is true for you! ~ Here's How You're Burning Through Your Paycheck From sunny seaside vacations to big backyard barbecues, summer is notorious for providing people with opportunities to … Continue reading 50 Mindless Ways You’re Burning Through Your Paycheck

3 Tips to avoid homebuying regrets

~ Don't dip into your Retirement to buy or sell your house, word of advice ~ Almost 70% of millennials regret buying their homes. Here's why Megan Leonhardt | @Megan_Leonhardt 6 Hours Ago CNBC.com  Mint Images | Getty Images Millennials aren’t exactly jumping for joy after purchasing their homes. About four in 10 millennials are … Continue reading 3 Tips to avoid homebuying regrets

Pay Off My Mortgage Early?

~ Because not every set of advice will be great for you. But you have options. ~ I Wanted to Pay Off My Mortgage Early, Then I Realized This (Image credit: Apartment Therapy ) Ah, 2009. The year that first-time home buyers in America were majorly incentivized by government funding to get out of their … Continue reading Pay Off My Mortgage Early?

Did it just get harder for homebuyers?

The Fed just made life even worse for homebuyers As the busy spring selling season comes to a close, some Americans see their dream of homeownership under siege on three fronts. The housing supply is low. Interest rates are rising. And even Canada plays a foil: Tariffs on lumber have sent the price of construction … Continue reading Did it just get harder for homebuyers?

This is Americans’ average debt by age

~ Try this Debt Payoff Calculator if you would like to reverse any of this ~ This is Americans' average debt by age Americans have fallen back in love with debt. Total household debt—a category that includes mortgages, student loans, and car loans along with credit card and other debt—dipped in the wake of the … Continue reading This is Americans’ average debt by age

Soaring rents prompt many millennials to get help from Mom and Dad

Soaring rents prompt many millennials to get help from Mom and Dad The tradition of parents and grandparents offering down payment funds for their offspring to help them buy their first home is nothing new. But what is relatively unknown is the widespread financial assistance given by parents to millennials for rent money, everyday expenses … Continue reading Soaring rents prompt many millennials to get help from Mom and Dad

Rising Credit Card Debt Could Be Obstacle to Homeownership

Rising Credit Card Debt Could Be Obstacle to Homeownership American credit card debt continued to creep higher in 2017, with the average American household now owing a balance of $15,654, according to a new analysis by NerdWallet. For a bit of context, NerdWallet’s study also found that the average American household holding any debt at all … Continue reading Rising Credit Card Debt Could Be Obstacle to Homeownership