Realtor with over 10 years experience. "I work hard for myself and even harder for my clients."
So-So or No Credit? No Cash? An FHA Loan Can Get You a Home If you've never owned a home before, FHA loans offer a great way to break into the housing market. They're federally insured mortgages with easier requirements than conventional home loans. "The secret sauce, the magic ingredient, behind the FHA program is … Continue reading An FHA Loan Can Get You a Home
Why You Should Get Pre-Approved for a Mortgage What is mortgage pre-approval and how can it help you to get the house of your dreams? Find out the answer here. Image Credit: Getty Images If you're shopping for a home, one of the first things you should do is go to the bank to … Continue reading Get Pre-Approved for a mortgage today, trust me
~ know of or have used any of these? ~ 7 Programs That Help First-Time Home Buyers Programs with low down payments for first-time home buyers include FHA and VA loans and loans backed by Fannie and Freddie. Others can help you remodel or upgrade a home. At NerdWallet, we adhere to strict standards of … Continue reading 7 Programs That Help First-Time Home Buyers
~very interesting, what do you think?~ A Fight Over the Credit Score Lenders Use for Your Mortgage Banks and rival lenders are butting heads over the credit scores used to decide millions of mortgage requests by U.S. home buyers. Now, a federal agency is weighing whether to step into the fight, which revolves around a … Continue reading A Fight Over the Credit Score Lenders Use for Your Mortgage
Fannie Mae will ease financial standards for mortgage applicants next month Fannie Mae will ease financial standards for mortgage applicants next month The top reason mortgage applicants nationwide get rejected is because they’re carrying too much debt relative to their monthly incomes. Fannie Mae will be raising its DTI ceiling from the current 45 percent … Continue reading Fannie Mae will ease financial standards for mortgage applicants next month
9 Grants and Programs for First-Time Homebuyers By Rachel Hartman (TNS)—Buying a home for the first time can be daunting. In addition to mountains of paperwork and new financial terms to sort through, you’ll face costs and fees that can quickly add up. In short, purchasing a home isn’t a financial step to take lightly. … Continue reading 9 Grants and Programs for First-Time Homebuyers
HUD suspends FHA mortgage insurance rate cut an hour after Trump takes office An hour after Donald Trump assumed the presidency Friday, the Department of Housing and Urban Development indefinitely suspended a pending rate cut for mortgage insurance required for FHA-backed home loans. The move — one of the first acts of his presidency — reverses a … Continue reading HUD suspends FHA mortage insurance rate
Report: Five Major Developments to Bolster Housing in 2015. Click on the link above to check out this article. It is very informative for you whether you are a First-Time Buyer or seasoned buyer.
From LATimes.com 10/19/14 Can you still do a short-term house flip using federally insured, low-down payment mortgage money? That's an important question for buyers, sellers, investors and realty agents who've taken part in a nationwide wave of renovations and quick resales using Federal Housing Administration-backed loans during the last four years. The answer is yes: … Continue reading FHA is set to return to anti-house-flipping restrictions
If you're ready to buy a home, find out how you could save money on your mortgage through a new government program. From Yahoo Homes 9/3/14 Easy mortgage savings starting this October Buying a house is complicated. And it's expensive. But a new program through the Federal Housing Administration (FHA) could help make … Continue reading Easy savings for first-time homebuyers starting this October
