“Regrets, I’ve had a few. But then again, too few to mention.” – Frank Sinatra If you’re the kind of person who prefers to play it safe, there’s a good chance that, like Ol’ Blue Eyes, your list of regrets is mercifully short. But if you’re the adventurous type who’s more likely to yell “YOLO!” […]Credit … Continue reading Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com
How to Dispute Something on Your Experian Credit Report If your Experian credit report has any errors, this step-by-step guide will help you through the process of disputing the inaccurate info. GettyImages-831730758 More Image source: Getty Images Mistakes on your credit report are far more common than many people are aware of. Unfortunately, errors on … Continue reading Dispute on your credit report
~ interesting perspective ~ Once you hit this credit score, going higher is a 'waste of time,' expert says A 56-year-old government employee from Cleveland named Tom Pavelka had the "highest credit score in America" in 2012, the Daily Mail reported at the time. His near-perfect 848 ranked "higher than 100 percent of U.S. consumers," … Continue reading Once you hit this credit score, going higher is a ‘waste of time,’ expert says
How Long Do My Mistakes Stay on My Credit Report? It's a terrible feeling to see a negative item on your credit report. It can drag down your credit score as well as your self-esteem. But take solace in knowing that there's a light at the end of this tunnel. Whether you have a collection … Continue reading How Long Do Mistakes Stay on a Credit Report?
~ always a good idea to do a little once over of your credit ~ Are there errors on your credit report? Your credit report is one of the single most important financial documents in your life. Whenever you apply for any type of loan, lenders are going to look at your credit report to … Continue reading Are there errors on your credit report?
Don't get caught in the traps, make sure you have your credit cards taken care of!! Costly Credit Card Mistakes
~ CA coming in hot with 25 towns ~ 10 Cities With the Best and Worst Credit Scores A new report by WalletHub shows that when it comes to solid credit, residents of several cities in Florida and California have the edge on the rest of the country. The firm compared the median credit … Continue reading 10 Cities With the Best and Worst Credit Scores
~be careful out there~ Trigger Leads Are Hurting Borrowers The National Association of Mortgage Brokers (NAMB) wrote to Congress on Wednesday seeking a ban on the sale of trigger leads for mortgages through the PROTECT Act of 2017, which was passed after a credit bureau data leak affecting more than 143 million Americans. A trigger … Continue reading Trigger Leads Are Hurting Borrowers
Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores AnnaMaria Andriotis The Wall Street JournalMarch 12, 2017 Many tax liens and civil judgments soon will be taken off people’s credit reports, the latest move to omit negative information from the powerful financial scorecards. The decision by the three major credit-reporting firms—Equifax Inc., Experian … Continue reading Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores
Equifax, TransUnion fined for selling consumers credit scores not used by most lenders The Consumer Financial Protection Bureau fined Equifax and TransUnion for providing consumers with credit scores not actually used by most lenders in making credit decisions. (Elise Amendola / Associated Press) All credit scores are not created equal. That’s the upshot of federal … Continue reading Equifax, TransUnion fined for selling consumers credit scores not used by most lenders