“Regrets, I’ve had a few. But then again, too few to mention.” – Frank Sinatra If you’re the kind of person who prefers to play it safe, there’s a good chance that, like Ol’ Blue Eyes, your list of regrets is mercifully short. But if you’re the adventurous type who’s more likely to yell “YOLO!” […]Credit … Continue reading Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com
How to Dispute Something on Your Experian Credit Report If your Experian credit report has any errors, this step-by-step guide will help you through the process of disputing the inaccurate info. GettyImages-831730758 More Image source: Getty Images Mistakes on your credit report are far more common than many people are aware of. Unfortunately, errors on … Continue reading Dispute on your credit report
~ always a good idea to do a little once over of your credit ~ Are there errors on your credit report? Your credit report is one of the single most important financial documents in your life. Whenever you apply for any type of loan, lenders are going to look at your credit report to … Continue reading Are there errors on your credit report?
~be careful out there~ Trigger Leads Are Hurting Borrowers The National Association of Mortgage Brokers (NAMB) wrote to Congress on Wednesday seeking a ban on the sale of trigger leads for mortgages through the PROTECT Act of 2017, which was passed after a credit bureau data leak affecting more than 143 million Americans. A trigger … Continue reading Trigger Leads Are Hurting Borrowers
~very interesting, what do you think?~ A Fight Over the Credit Score Lenders Use for Your Mortgage Banks and rival lenders are butting heads over the credit scores used to decide millions of mortgage requests by U.S. home buyers. Now, a federal agency is weighing whether to step into the fight, which revolves around a … Continue reading A Fight Over the Credit Score Lenders Use for Your Mortgage
Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores AnnaMaria Andriotis The Wall Street JournalMarch 12, 2017 Many tax liens and civil judgments soon will be taken off people’s credit reports, the latest move to omit negative information from the powerful financial scorecards. The decision by the three major credit-reporting firms—Equifax Inc., Experian … Continue reading Credit Reports to Exclude Certain Negative Information, Boosting FICO Scores
Equifax, TransUnion fined for selling consumers credit scores not used by most lenders The Consumer Financial Protection Bureau fined Equifax and TransUnion for providing consumers with credit scores not actually used by most lenders in making credit decisions. (Elise Amendola / Associated Press) All credit scores are not created equal. That’s the upshot of federal … Continue reading Equifax, TransUnion fined for selling consumers credit scores not used by most lenders
Is This the Biggest Change to Credit Reports in Years? July 12, 2016 &amp;lt;img alt="Is This the Biggest Change to Credit Reports in Years?" class="StretchedBox W(100%) H(100%) ie-7_H(a)" src="http://l1.yimg.com/ny/api/res/1.2/9diexfxXlzeIhxwVL2U1dg--/YXBwaWQ9aGlnaGxhbmRlcjtzbT0xO3c9ODAwO2lsPXBsYW5l/http://cache-blog.credit.com/wp-content/uploads/2016/07/Biggest-Change-to-Credit-Reports.jpg"/&amp;gt; The major credit reporting agencies have a big change in the works that could bolster a lot of people's credit scores. As part of its … Continue reading Is This the Biggest Change to Credit Reports in Years?
From WallStCheatSheet.com 7/23/14 Everyone Should Know the 5 Parts of a Credit Score; Do You? Credit, credit, credit — we hear all the time how we need to have a good credit score. As the prime indicator of our financial trustworthiness, a clean credit report and high credit score tell lenders we are financially sound. … Continue reading Know the 5 Parts of a Credit Score