Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com

“Regrets, I’ve had a few. But then again, too few to mention.” – Frank Sinatra If you’re the kind of person who prefers to play it safe, there’s a good chance that, like Ol’ Blue Eyes, your list of regrets is mercifully short. But if you’re the adventurous type who’s more likely to yell “YOLO!” […]Credit … Continue reading Credit Card Regret: It’s More Common Than You Think — blog.firstffcu.com

Consolidate your Credit card debt? Yay or Nay?

5 Reasons Not to Consolidate Your Credit Card Debt Lyle Daly, The Motley Fool Motley FoolDecember 12, 2018 Debt consolidation isn’t always the best option. Check out these common reasons why you wouldn’t want to consolidate your credit card debt. GettyImages-932380504 More Image source:  Getty Images When you’re dealing with the stress of multiple expensive … Continue reading Consolidate your Credit card debt? Yay or Nay?

Dispute on your credit report

How to Dispute Something on Your Experian Credit Report If your Experian credit report has any errors, this step-by-step guide will help you through the process of disputing the inaccurate info. GettyImages-831730758 More Image source:  Getty Images Mistakes on your credit report are far more common than many people are aware of. Unfortunately, errors on … Continue reading Dispute on your credit report

Refi, Home Equity Loan or HELOC to pay down debt?

How I Used My Home Equity to Pay Off My Credit Card Debt (Image credit: PM Images/Getty Images) Share Email 23 Two years ago, I got divorced. Because I needed cash to pay my lawyer, I put my everyday expenses on a credit card. Before I knew it, between what I charged and the high … Continue reading Refi, Home Equity Loan or HELOC to pay down debt?

Avoid These Costly Credit Card Mistakes

Don't get caught in the traps, make sure you have your credit cards taken care of!! Costly Credit Card Mistakes

Rising Credit Card Debt Could Be Obstacle to Homeownership

Rising Credit Card Debt Could Be Obstacle to Homeownership American credit card debt continued to creep higher in 2017, with the average American household now owing a balance of $15,654, according to a new analysis by NerdWallet. For a bit of context, NerdWallet’s study also found that the average American household holding any debt at all … Continue reading Rising Credit Card Debt Could Be Obstacle to Homeownership

Pay off Credit Cards in 2015

How to pay off your credit cards in 2015 From Credit.com 12/29/14 Getty Images If you are ringing in the new year with substantial credit card debt, then now is the time to create a strategy for paying it off in 2015. Doing so will allow you to save tremendously on interest charges while likely increasing your … Continue reading Pay off Credit Cards in 2015

First Time Homebuyer Checklist

A Checklist for First-Time Homebuyers From US News 5/23/14 The spring homebuying season is in full bloom, and odds are, if you're reading this, you may be thinking it's time to finally start looking for your first house. But before you dive in, it's important to get your finances organized and know what you can … Continue reading First Time Homebuyer Checklist