More Americans are struggling to make the rent

More Americans are struggling to make the rent  Surging rents, a dearth of affordable housing, mounting competition for apartments from wealthier renters. Welcome to the American housing market's new normal. About half of renters across the US are cost-burdened, meaning more than one-third of their income goes to their landlord, according to a recent study from Harvard … Continue reading More Americans are struggling to make the rent

Best to buy or rent a home under the GOP tax plan?

Best to buy or rent a home under the GOP tax plan? Thanks to generous tax deductions, it has long been cheaper over the long term to buy a home than to rent. The tax bill winding its way toward a vote in Congress will curb those breaks, but odds are many owners will still … Continue reading Best to buy or rent a home under the GOP tax plan?

Borrowers: Increase Your Buying Power

Borrowers: Increase Your Buying Power In an effort to empower consumers by providing additional information on how their credit profile affects their loan prospects, LendingTree.com  recently released its November Mortgage Offers Report with their Chief Economist Tendayi Kapfidze’s analysis of November’s mortgage offers. Utilizing data from actual loan terms offered to borrowers by lenders,  Kapfidze finds … Continue reading Borrowers: Increase Your Buying Power

Worth the Wait: Homebuyers Save Thousands in the Off-Season

Worth the Wait: Homebuyers Save Thousands in the Off-Season Timing is everything, even in real estate. Homebuyers in the nation’s densest metro areas could save thousands by purchasing a home in the off-season, according to a new analysis by NerdWallet. Sale prices fall an average of approximately 3 percent, or by $8,300 on a median-priced … Continue reading Worth the Wait: Homebuyers Save Thousands in the Off-Season

Millennials’ New Weapon in Bidding Wars: A Parent’s Home Equity

~ not sure if you can do this? but if you are able to, I would give it a go ~ Millennials' New Weapon in Bidding Wars: A Parent's Home Equity Call it the mortgage merry-go-round: Parents refinance their home to fund the full cost of their son or daughter’s desired home. This allows the … Continue reading Millennials’ New Weapon in Bidding Wars: A Parent’s Home Equity

A new way to buy a home

~ I love this idea. I know when I bought my first home with FHA my husband and I in our early 20s didn't have enough cash saved yet for a down payment, so my father-in law gifted us the money (only $2800 at the time), but not everyone has someone who can do the … Continue reading A new way to buy a home

4 reasons fewer Americans are buying homes

~ please don't let the unknown deter you from buying a home. I can help guide you through the process. Step, by Step ~ 4 reasons fewer Americans are buying homes  While the U.S. homeownership rate has climbed slightly since reaching a 50-year low in 2016, it remains near a generational low at just 63.7%. … Continue reading 4 reasons fewer Americans are buying homes

25 Tips for First-Time Home Buyers

~Tips, tips and more tips ~ 25 Tips for First-Time Home Buyers Buying a home can be nervewracking, especially if you’re a first-time home buyer. Not only is it probably the biggest purchase of your life, but the process is complicated and fraught with unfamiliar lingo and surprise expenses. To make the first-time home buying … Continue reading 25 Tips for First-Time Home Buyers

7 Things to Never, Ever Do When Buying a Home

7 Things to Never, Ever Do When Buying a Home By Daniel Bortz | Jul 26, 2017   AleksandarGeorgiev/istock Buying a home is exciting and terrifying. After all, this is the biggest financial move most people ever make. As such, there's a lot of room for error, and even tiny mistakes can translate to tens of thousands … Continue reading 7 Things to Never, Ever Do When Buying a Home

Meet Your New Landlord: Wall Street

~ I know this paints a bleak picture for home-buyers, but i think if you are an investor this shows what you need to be doing. Instead of making "low ball" offers to flip where there is a lot of competition, why not consider renting these out? ~ Meet Your New Landlord: Wall Street  SPRING … Continue reading Meet Your New Landlord: Wall Street