50 ways to improve your finances in 2015 – Pt 4

~Here are 31-40 hope these tips find you well~ From USNews 12/11/14 31. Live with family members. The vast majority of college graduates now move back in with their parents, at least briefly, upon graduation. Doing so can make it easier to find one's financial footing, especially while job hunting or starting to make student loan … Continue reading 50 ways to improve your finances in 2015 – Pt 4

50 ways to improve your finances in 2015 – Pt 3

~Here are 21-30 hope these tips find you well~ From USNews 12/11/14 21. Remember the risk-versus-reward rule. Along with the importance of diversity, the risk-versus-reward tradeoff is one of the classic rules of investing: If you want higher rewards, you have to take on greater risk. Assess your risk profile and invest accordingly. If you like … Continue reading 50 ways to improve your finances in 2015 – Pt 3

50 ways to improve your finances in 2015 – Pt 2

~Here are 11-20 hope these tips find you well~ From USNews 12/11/14 11. Don't shy away from all debt. While debt has earned a bad reputation in the wake of the subprime mortgage crisis, managing credit and even taking on some debt can be useful. Mortgages allow people to buy homes, and student loans enable … Continue reading 50 ways to improve your finances in 2015 – Pt 2

50 ways to improve your finances in 2015 – Pt 1

~Here are 1-10 hope these tips find you well~ From USNews 12/11/14 The new year is the perfect time to hit "refresh" on your finances. Whether you need to update your insurance, revamp your budget or scale back some shopping habits, take some time to consider these 50 action steps. They can help you improve your … Continue reading 50 ways to improve your finances in 2015 – Pt 1

Very Important – Short Sale Tax Break Info

Great news!! Click on the link below for the full article!   Senate approves short sale tax break | 2014-12-17 | HousingWire.

5 Ways Your Home Can Help Fund Retirement

From US News 12/5/14 Your home can be used to give your retirement savings a quick and significant boost. But each of these ways of tapping your home equity also comes with potential pitfalls. Here's how your home can help you to pay for retirement. Pay off your mortgage. Owing a home mortgage-free eliminates one … Continue reading 5 Ways Your Home Can Help Fund Retirement

Think You’re Covered? 6 Problems Your Home Insurance May Not Help With

By HomeInsurance.com 12/10/14 By Samantha Alexander If you’re like many homeowners, you bought your home insurance policy, got standard coverage and haven’t given it another thought. Unfortunately, that type of thinking could lead to gaps in your coverage. A standard homeowners policy offers coverage for a wide variety of perils — theft, vandalism, fire, wind, lightning and … Continue reading Think You’re Covered? 6 Problems Your Home Insurance May Not Help With

The key to understanding your mortgage payment

From Credit.com 12/8/14   Calculating how much home you can afford can be difficult and feel overwhelming. You need to consider how much down payment your finances allow as well as the monthly payments you can realistically make before finding the right home. One term you will hear during the mortgage phase of buying a … Continue reading The key to understanding your mortgage payment

More Americans to buy homes with 3 percent down

Mortgage giants unveil lending rules to let more Americans buy homes with 3 percent down From Associated Press 12/8/14 Thinkstock WASHINGTON (AP) -- Some Americans will soon be able to buy a home with a down payment as low as 3 percent, compared with the current minimum of 5 percent, the mortgage giants Fannie Mae … Continue reading More Americans to buy homes with 3 percent down

Refinancing can save homeowners a lot of money, but not for long

From Yahoo Homes 12/5/14 If you’ve been debating whether or not to refinance your mortgage, you may want to make a decision soon. That’s because many say that mortgage interest rates are going to rise in the coming months, potentially even topping 5 percent. Further, though rates have risen since last year, they are still … Continue reading Refinancing can save homeowners a lot of money, but not for long